Our Services are 100% Free

Speak with a medicare specialist today | Call 444-444-4444

Our Services are 100% Free

Speak with a medicare specialist today | Call 444-444-4444

Medicare Advisors & Consultants

Education is our priority, schedule your call with a Medicare Advisor today.

SPAM Calls?

We are aware that a company is making a tremendous number of calls stating they are “Senior Advisors”. This is not our family business that is making these calls. We sympathize with you if you are experiencing this; we have zero affiliation with the company that is making these calls. As we work to support our clients, we are doing our best to identify this company to put an end to their outrageous behavior.

Getting Started

Our Medicare Enrollment Specialists Use a 5 Step Approach

Individual Assessment

Medicare Overview

Coverage Options

Free Quote

Enrollment

Our approach has saved our clients over $16,000,000 over the last five years (as of 01/2025)

Meet Senior Advisors

Doug Lubenow became a Medicare Advisor and established Senior Advisors in 2009, with the mission of reducing the complexity of Medicare for seniors. Since then, the business has evolved to include Doug’s family. The Lubenow family takes pride in providing exceptional service for clients throughout the United States. Senior Advisors has two offices in New Jersey and one office in Arizona; we are licensed to help people throughout the country.

Client Reviews

Senior Advisors takes pride in providing excellent service for our clients throughout the United States. We establish an ongoing relationship with clients to protect them year after year. The Google reviews that we have received reflect the quality of service that we provide for our clients, and we appreciate the time that they have taken in writing them.

Learn more about Medicare Plans

Original Medicare
vs
Medicare Advantage

It’s critical to understand the differences between Medicare Supplement Plans and Medicare Advantage Plans.

Medicare Supplement Plans

These plans offer superior coverage without a restricted network of providers

Medicare Advantage Plans

These plans require a thorough approach to ensure that you have proper coverage for your network of doctors, hospitals

Medicare Drug Plans

It’s important to evaluate your drug coverage every year to ensure that you aren’t overpaying for your medications

Some of our Partners

Senior Advisors partners with multiple Insurance Carriers in order to offer the best coverage and pricing for our clients.

Educational Workshops

Our Medicare Advisors host educational workshops that are helpful for people turning 65, as well as existing Medicare cardholders. We host our Medicare seminars for the public at numerous community facilities. We have also established partnerships where we host workshops for clients of Financial Advisors, Estate Attorneys, and employees of various corporations. Workshop attendees will establish a clear understanding of Medicare so they can make informed decisions for themselves, and also ensure that they are never overpaying for health and drug coverage.

Medicare Advisor FAQs

Senior Advisors is a small family business that takes pride in taking exceptional care of our clients. We are not a call center; all of our employees have been with us for years, they are knowledgable about Medicare, and they care about the people they help. We are incentivized to do what’s right and provide exceptional service (whether you need a plan or just advice), and that’s it. Our business grows from word of mouth, and our clients share our name because we look after them year after year to ensure they aren’t overpaying for their health and drug coverage. We take pride in explaining options clearly so individuals can make informed decisions for themselves. Our priority is education, we enjoy it, and it feels good to help clients prevent mistakes in the complex world of Medicare.

When searching for the best Medicare Advisor, we believe the following traits are important:

  • Small, reputable, business- We believe this is important to ensure that you’re working with credible Medicare Consultants that are not simply answering calls, or placing calls, for a call center. If your Medicare Advisors are with a small Medicare Consulting Agency, they are directly responsible for the reputation and long term success of the company; they are invested in your happiness.
  • Education- To be one of the best Medicare Agencies, it’s important that Medicare Advisors prioritize eduction so their clients can make informed decisions.
  • Appointed with Multiple Medicare Insurance Carriers- At Senior Advisors, our Medicare Advisors shop for the best pricing for our clients, among A-rated carriers. We share options with our clients, and they can choose the carrier that they would like their coverage with. Some Agencies place all of their clients with the same carrier for their Medicare Supplement; while coverage is identical among carriers, pricing can be very different; why pay more for the same exact product?
  • The best Medicare Advisors look after their clients year after year- Whether you have Original Medicare with a Medicare Supplement and Part D Plan, or you have a Medicare Advantage Plan, it’s important to understand that Plans need to be evaluated going forward. Take a look at our Medicare Savings page to understand these scenarios. Medicare Consultants should proactively help you with this.

Medicare Advisors can be licensed in multiple states. We believe it’s important to be licensed in multiple states, as some clients have multiple homes, or are moving between states. It’s important to have a Medicare Consultant that can help you regardless of where you live, how many homes you have, or where you plan to move to. Our Medicare Advisors are licensed in over 40 states. We help a majority of our clients over the phone.

Yes, our services are 100% free. When we enroll you in your preferred plan, the Insurance Carrier of your preference pays us directly. Our Medicare Consultants can be a wonderful asset to you, at no cost.

At Senior Advisors, our Medicare Advisors are not biased. Our priority is education, and ensuring that you’re happy, comfortable, and that your not overpaying for your coverage. Generally, each Insurance Carrier pays us the same when we enroll a client for their coverage.

Medicare is too complicated, and mistakes can be too penal to handle decisions on your own. Why not alleviate the stress associated with Medicare complexity and decisions, and work with an advocate that will ensure your on the right track? At no cost, this is a no brainer.

A Medicare Advisor helps individuals navigate the complexities of Medicare by explaining plan options, costs, and enrollment processes. Medicare consultants provide personalized guidance to ensure you choose the coverage that best fits your healthcare needs and budget, making the process as simple and stress-free as possible.

Ready to Speak With a Medicare Advisor?